Friday, March 11, 2011

Money Diet - Part 2

 I promised an update on the money diet, and how we are tracking this month's bills, so here it is.

In column one is our income.  You'll notice that Moi Income for the 25th is blank, as it only the 11th!

In column two I've broken out our Bills, Other (Various) and Groceries.  However, Groceries and Various are included in the total for Bills, so we can see total outgoing.

We switched G.'s phone from a Verizon plan to an AT&T iPhone last month, so we had to pay his last Verizon bill, as well as a hefty AT&T bill that included activation and pro-ration fees for adding his account to mine and changing mine from a single plan to a family plan.  They get you every time.  That will be about $170.00 that we won't pay next month!

We also had our annual vet visit for all three critters.  That was another $170.00 we normally wouldn't be paying.

In addition those two "special" cases, I also got all the bills for health, that we have to pay to meet deductible.  Now, for the rest of the year, we just have to pay co-pays.  So that's another $200.00.

Whew!  Over $500.00 of "not normal" costs!  No wonder I think money is flowing out of our accounts!

Our electric bill is way up... with the cold weather and snow from last month, that is not a big surprise.  We have a huge, drafty old house, which we primarily heat with wood, but we do keep the the pellet stove going in the evening and the electric heat tends to kick on if it gets too cold!  With warm(er) weather creeping up on us, hopefully we will see a nice drop in this bill as well.

You'll also notice a big restaurant bill... we had a date night at a fancy restaurant that we don't normally go to, and in addition to the dinner, we went to a movie and paid a babysitter.  A $200.00 dollar night, but we only do that two or three times a year...

We've been carpooling all month, so our gas spending is down.  And we haven't been to Costco (oh Costco, how I love you, but how you entice me to spend to save!)so the Groceries aren't too bad for almost half way through the month.


Income

Bills

G. Income 3216.49
Garbage 53.08
Moi Income - Phone 80
March Daycare/School 650
Moi Income - 10th 1843.34
Joint Credit Card 200
Moi Income- 25th  
Gym 57.5
Total Income 5139.83
Car Insurance 200



Swimming 45
Running Balance: 376.29
Mortgage 1429.6



Elec/Water 316.94



ATT 270.08



Qwest 175.97



Parking 25



Groceries 278.73



Various 938.57



Home Equity Loan Interest 123.07



Total 4763.54









Various




3/1/2011 40 (Cosmetic)



3/1/2011 31.3 (Restaurant)



3/3/2011 22.61 (Restaurant)



3/3/2011 57.08 (Hobby)



3/3/2011 35.52 (Gas)



3/7/2011 146.45 (Health)



3/7/2011 23.22 (Health)



3/7/2011 70.66 (Phone)



3/7/2011 36.71 (Gas)



3/7/2011 25 (Cosmetic)



3/5/2011 172.05 (Animals)



3/4/2011 100 (Cash)



3/4/2011 127.78 (Restaurant)



3/4/2011 33 (Movie)



3/10/2011 17.19 (Health)



Total 938.57



Groceries




3/5/2011 219.48



3/9/2011 59.25



Total 278.73

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